When I was growing up my parents showered my brothers and me with love, but they were not financially literate. My parents could not pass down what they did not know. So, like many people I learned about personal finance through trial and error. I realized that if I did not want my children to live the paycheck-to-paycheck lifestyle then it would be up to me to break the cycle. By learning basic financial information I gained the power to make better decisions with my money. More importantly it gave me the power to break the cycle.
Lucille Tyler Baldwin
Author of "Sick and Tired of Being Broke"