Financial information is the key to change.

Unfortunately, for most of us, basic financial information is not taught in schools. We live in a country that continues to pass out diplomas to people who lack healthy financial skills, creating a society not prepared to handle the financial ups and downs of everyday living. The road to financial freedom is paved with information; join me on my journey.



Lucille Tyler Baldwin

Author of "Sick and Tired of Being Broke"

lucybaldwin27@yahoo.com





Saturday, October 23, 2010

Coming Soon: Christmas Debt 2011


Christmas is a day that can create "unnecessary" debt. The one thing about Christmas that we can always count on is that it falls on the same date each year, giving us three hundred and sixty-five days to prepare. The insanity is that we are somehow caught off guard every year, and we sing the same "I cannot believe the holidays are here already" song.

Christmas is around the corner and will be knocking on our doors very soon. The advertisers have already begun to fill our subconscious with a desire for unnecessary items: along with the belief that we can have it all with the swipe of a credit card. Do not give... 

Stay Strong and Avoid Christmas Debt
                                           

Going back five years - what gifts did you receive for Christmas?    
                                         
Lucille Tyler Baldwin
Author of "Sick and Tired of Being Broke"
http://www.thejourneytowealth.blogspot.com/
lucybaldwin27@yahoo.com

4 comments:

  1. I like your blog. I created a link for one of your posts and it inspired me to write my own post. http://manicmondays123.blogspot.com/2010/10/journey-to-wealth-for-everyday-people.html

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  2. Would be interesting to poll people and ask what they got last year for Xmas. Most can't remember. The debt lingers, but people honestly don't remember what "they got" for the holidays.

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  3. That is a great idea! I will post that question today. Thanks Ava. Thank you for stopping by my blog and leaving a comment.

    Lucille

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  4. I am working to manage our finances differently. We were on top of things but due to numerous factors are buried in debt right now. Thankfully we did not take out money on our house when the market was booming so we are in great shape there. The other thing I do right is save every month for Christmas. I have a set amount I want to have saved and then I play a game with myself to see how little I can spend, through coupons and bargains, etc. and still have a really good Christmas.

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