Financially Fabulous Divas

is an extension of my book, Sick and Tired of Being Broke: The first steps on the road to financial independence for Everyday People. The book recounts the first steps on my journey to becoming debt-free and financially independent. I wrote the book for others like myself who grew up without the benefits of basic financial information. My hope is that together we will uncover the information that we need to set ourselves free - free from the bondage of debt.

Monday, September 27, 2010

YOU: Are the Boss of Your Money!

If you give your money no direction, it will run wild and you will not get ahead financially. One of the main road blocks to becoming debt free is the "excuse monster." The excuse monster is always hanging around feeding himself and getting fat on our excuses. The excuse monsters are a lot like hungry hippos covered in you know what: waiting to eat. Debt can be a growing monster that will continue to feed until it eventually consumes you.

"I cannot afford to save money. I have too many bills."

"I do not have any extra money."

"Everyone has debt."

"I only spend money on things that I need."

"I need my credit cards for emergencies."

Excuses can be never-ending and last a lifetime. To make matters worse, we unknowingly pass down those excuses to our children, giving them ready-made reasons to struggle financially.

Lucille Tyler Baldwin
author of "Sick and Tired of Being Broke."
http://www.thejourneytowealth.blogspot.coom/