Financial information is the key to change.

Unfortunately, for most of us, basic financial information is not taught in schools. We live in a country that continues to pass out diplomas to people who lack healthy financial skills, creating a society not prepared to handle the financial ups and downs of everyday living. The road to financial freedom is paved with information; join me on my journey.

Lucille Tyler Baldwin

Author of "Sick and Tired of Being Broke"

Monday, September 27, 2010

YOU: Are the Boss of Your Money!

If you give your money no direction, it will run wild and you will not get ahead financially. One of the main road blocks to becoming debt free is the "excuse monster."  The excuse monster is always hanging around feeding himself and getting fat on our excuses. The excuse monsters are a lot like hungry hippos covered in you know what: waiting to eat. Debt can be a growing monster that will continue to feed until it eventually consumes you.

"I cannot afford to save money. I have too many bills."
"I do not have any extra money."
"Everyone has debt."
"I only spend money on things that I need."
"I need my credit cards for emergencies."

Excuses can be never-ending and last a lifetime. To make matters worse, we unknowingly pass down those excuses to our children, giving them ready-made reasons to struggle financially.

Lucille Tyler Baldwin
author of "Sick and Tired of Being Broke."


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