Are you the head of your household? If you suffer an illness or accident that prevents you from working for a few months or years, would it put a strain on your ability to pay your bills? How much money would you need to handle your monthly expenses?
Life insurance is purchased to protect your loved ones from financial devastation in the event of your death. In reality, you stand a better chance of losing time from work due to an illness or accident. The loss of income can be draining, not only on your ability to run your household, but also to your family's sense of security. There are two types of disability insurances: short-term and long-term. For additional information get your copy of Sick and Tired of Being Broke.
Lucille Tyler Baldwin
author of "Sick and Tired of Being Broke"
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