Financial information is the key to change.

Unfortunately, for most of us, basic financial information is not taught in schools. We live in a country that continues to pass out diplomas to people who lack healthy financial skills, creating a society not prepared to handle the financial ups and downs of everyday living. The road to financial freedom is paved with information; join me on my journey.

Lucille Tyler Baldwin

Author of "Sick and Tired of Being Broke"

Thursday, September 9, 2010

A Real Ball and Chain: Debt

Debt creates a lack of freedom and you become chained to your creditors.  Every step that you take and every move that you make your debt is right behind you; growing!  Do you stay on the same road or do you make a detour and change your life?  If you are not living debt-free then join me on my journey to becoming debt-free and financially independent.  Create the life that you and your family deserve. 

Today is the day to start taking charge of your money.  Stop what you are doing and get a pen and paper, - now write down the life that you want/deserve.  What are the steps that "you" need to take to create that life?  What is preventing "you" from getting started? Yesterday is Gone;  Tomorrow is too Far Away;  - but -Today is a new Beginning!

No amount is to small; a penny, a nickel, a dime, a quarter, or a dollar.  The key is getting into the habit of saving and taking charge of your finances.  Remember it takes 21 times of doing something before it becomes a habit.

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