Financially Fabulous Divas

is an extension of my book, Sick and Tired of Being Broke: The first steps on the road to financial independence for Everyday People. The book recounts the first steps on my journey to becoming debt-free and financially independent. I wrote the book for others like myself who grew up without the benefits of basic financial information. My hope is that together we will uncover the information that we need to set ourselves free - free from the bondage of debt.

Wednesday, August 18, 2010

Freedom from Debt on a Modest Income

I've lived with debt and I've lived debt free - trust me living debt free is a whole lot better. The first step to becoming debt free is convincing yourself that it is possible. Close your eyes and imagine life without a mailbox full of bills: no monthly car note, no credit card debt, no loans, no monthly payments for furniture, no gas card, no student loans, no retail accounts, etc,. The greatest thrill of all: no bill collectors calling!

I worked retail most of my adult life and earned a modest income. Because of a lack of information I struggled with debt for decades and only recently became debt free (about 5 years). I taught myself how to live debt free. Financial information gave me the power to make better choices. If I can become debt free earning a modest income, you can do it. Becoming debt free does take work, but your life can only change if you take action.