|A Moment in Time|
However, after years of talking about the benefits of living debt free and learning to create wealth the response is very disappointing. Most of my close friends and family are still in debt, still living paycheck-to-paycheck, still not preparing for retirement, still not preparing for emergencies, and still not creating wealth for their children. I can only assume that they do not believe that what I am saying is possible or they are just not willing to do the work that is required to take charge of their finances.
I also meet people who claim they really want to get out of debt but are not willing to change their spending habits: even when their habits create financial chaos. Some days I get discouraged and think I should just stop talking to people about the power of taking charge of their finances.
But I know that tomorrow I will meet someone who is ready to change, or someone will leave a comment to motivate me to keep moving. What do you think: are people really ready to take charge of their money or is it easier to live with debt? I look forward to hearing from you.
Lucille Tyler Baldwin
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