The 2014 Money Saving Challenge

 MONEY - SAVING - CHALLENGE!
  How long does it take to form or change a habit?  I have no idea - I just wish that there was a magic wand or potion that could make me instantly develop good habits.  I would drink a language cocktail so that I could speak Spanish fluently, and a double exercise cocktail so that I could have a beautiful flat stomach. 

  Since there are no magic potions it will be necessary for us to take a leap of faith and depend on ourselves.  I need volunteers to participate in the challenge (I am looking for my Miller Homes family from New Jersey to participate!) 

     If you are interested in forming a habit of saving money - then take the challenge.  Leave a message in the comment section.  If we share DNA I am also looking for you to take the savings challenge.  If we are of the same gender "ladies" then I am looking for you to take the challenge. I am calling all men - I challenge you to take the savings challenge.       

     What will we have to show for our lives if we never keep a portion of what we earn?   Are you content with the state of your finances?  Do you have money set aside for emergencies?  Have you started saving for retirement?  How about the children that you love - have you started a college fund?

   We are never too young or too old to get started.  No amount is too small.  At the end of each day I need EVERYONE - this means YOU! - to start cleaning out your pockets, handbags, purses, book bags, and find all your loose change.  Did you know that if you save an average of $1.37 a day at the end of the year you will have $500.00? 

     I need EVERYONE - YES YOU - AND YOUR KIDS -AND YOUR SISTERS - AND YOUR BROTHERS - AND YOUR BFF - to find a mason jar, a box, a bag, or a bank and start saving your loose change.  We have the remainder of 2014 to develop the habit of saving a portion of what we

earn. 

MONEY-MONEY-MONEY-MONEY-MONEY-MONEY-MONEY-MONEY

  

THE FUTURE IS COMING - IT WILL REQUIRE MONEY TO LIVE IN IT!



Future Millionaire: Young and in Charge

I really enjoyed the last few days. I had the pleasure of meeting opened minded women ready to take charge of their finances. I was invited to participate in a financial education and spa day for women. They received information during the day and after lunch the women were pampered with: pedicures, manicures, back massages, head massages, facials, and Mary Kay make overs. The women were pampered while sipping sparkling wine and snacking on light refreshments that included: fruit and, of course, cheese and crackers.

You know I am always talking about finances, so I was sooooo pleased to meet a 19-year-old woman who was already taking charge of her money. This young lady participates in her 401(k) at work, is already saving for retirement with an IRA, and she understands the value of keeping her consumer debt low. Not only was she taking charge of her money, but she was also encouraging her best friend to be responsible with money.

I was curious to know how she learned at such a young age to be responsible with her money. She said, "when anyone talked to me about finances, I listened and took the information to heart." As adults/parents we can teach our children how to become financially responsible.

The best way to lead is by example!  Do you need help learning how to take charge of your money?  Then order your copy of "Sick and Tired of Being Broke."  The path to financial freedom starts with financial information.

Lucille Tyler
Author of "Sick and Tired of Being Broke"
http://www.thejourneytowealth.blogspot.com/