is an extension of my book, Sick and Tired of Being Broke: The first steps on the road to financial independence for Everyday People. The book recounts the first steps on my journey to becoming debt-free and financially independent. I wrote the book for others like myself who grew up without the benefits of basic financial information. My hope is that together we will uncover the information that we need to set ourselves free - free from the bondage of debt.
Financial information is the key to change.
Unfortunately, for most of us, basic financial information is not taught in schools. We live in a country that continues to pass out diplomas to people who lack healthy financial skills, creating a society not prepared to handle the financial ups and downs of everyday living. The road to financial freedom is paved with information; join me on my journey.
Lucille Tyler Baldwin
Author of "Sick and Tired of Being Broke"
lucybaldwin27@yahoo.com
Thursday, October 28, 2010
A Rose By Another Name: Interest or Fees
What is in a name? A reloadable or prepaid card looks like your credit card or debit card. The difference between a prepaid card and a credit card is that you are limited by money you load on your card. The big draw to the reloadable and prepaid cards is that, unlike credit cards, there is no interest charged for using these products.
In place of interest charges, however, they ...
Lucille Tyler Baldwin
Author of "Sick and Tired of Being Broke"
http://www.thejourneytowealth.blogspot.com/
Wednesday, September 22, 2010
The Magic of Compound Interest
Albert Einstein said, "The most powerful force in the universe is compound interest." Given enough time and patience, even modest returns can generate wealth. The structure of compound interest is such that your money...
Lucille Tyler Baldwin
Author of "Sick and Tired of Being Broke"
http://www.thejourneytowealth.blogspot.com/

